COUPLES HAVE QUESTIONS LIKE:

• How do we value our property?
• Who gets what property?
• What are the tax issues, especially with the new Alimony Tax Laws?
• How do we divide retirement funds and future pensions?
• How will the lower earning spouse survive financially?
• What kind of additional financial support does the lower earning spouse need?
• Who gets the house?
• Will that person have to pay capital gains tax?
• Who gets custody of the children?
• Who will pay for day care, medical expenses, college, summer camp, or orthodontia for the children?
• How much child support should be paid?
• How much spousal support should be paid (if any)?
• What happens if a paying ex-spouse dies?

A CERTIFIED DIVORCE FINANCIAL ANALYST® AND DIVORCE FINANCIAL PLANNER CAN ASSIST COUPLES WITH:

• Understanding the short-term and long-term effects of dividing property.
• Understanding tax issues.
• Analyzing pension and retirement plans.
• Calculating the present value of a pension.
• Determining the cost basis and capital gains on the sale of the marital home.
• Determining if the client can afford the marital home, and if not, what he or she can afford.
• Evaluating the insurance needs of the client and determining if the client qualifies for COBRA.
• Determining earning capabilities.
• Establishing assumptions for projecting inflation and rates of return.
• Collecting financial and expense data.
• Helping them identify their future financial goals.
• Developing a budget.
• Setting retirement objectives.
• Determining how much risk they are willing to take with their investments.
• Identifying what kind of lifestyle they want.
• Determining what kind of education they want for their children.